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Adrienne Aguilar
970-506-2950
aaguilar@remax.net
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Adrienne Aguilar
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970-506-2950
aaguilar@remax.net
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Adrienne Aguilar, Greeley Office

Thank you for visiting my website! I am ready to assist you with any of your real estate needs. My approach is customized for each client…..my solutions are never “one-size-fits-all”.

Please take some time to look at the information I’ve provided for you as well as view listings and market statistics. Then…give me a call or send me an email if you have any questions, if you need more information about purchasing a home, are ready to visit some homes or to schedule a free home selling consultation.

I look forward to working with you!!


 
   

In This Issue:



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What's Your Home Worth?



Adrienne Aguilar
970-506-2950


August 2014
5 tips to transform your shrinking home
This great article from RealtyTimes.com provides 5 great tips to help you "unshrink" your home. Think about it -- when you first moved into your home, however long ago that was, you probably had much less "stuff". You probably did a major overhaul of the "stuff" before moving and got rid of a lot of unwanted items. But, as the years go on, that "stuff" manages to sneak it's way back inside. This article outlines 5 trends that make your home feel smaller over time, and additionally, ways to combat the shrinking feeling.
Read the full RealtyTimes article Back to Top
Need an end-of-summer DIY project?
We've got you covered here with this article from Bob Vila with the top projects to do this August around the house. From some simple ideas, such as upgrading your bathroom fixtures, to more complex & seasonal ideas like adding a garden shed; and even tips for helping manage those seasonal allergies we're all dreading, this article has it covered. And don't forget adding in the space for backpacks & lunch boxes near the entrance -- the kids are going to be back to school before you know it!
Read the full article on BobVila.com Back to Top
Northern Colorado Economic Snapshot
Units Listed - Single Family & Attached Dwelling
Area June/'14 June/'13 % Change
Fort Collins 1,062 1,185 -11.6%
Greeley 479 558 -16.5%
Loveland 609 705 -15.8%
Totals 2,150 2,448 -13.9%
YTD* Units Sold - Single Family & Attached Dwelling
Area 2014 2013 % Change
Fort Collins 1,863 1,838 1.3%
Greeley 952 852 10.5%
Loveland 1,021 1,104 -8.1%
Totals 3,836 3,794 1.1%
Source: Ires, LLC | *YTD represents through the month of June
Thus far this year home values continue to rise across Northern Colorado as demand exceeds supply. New construction throughout segments of Northern Colorado have augmented a portion of the increased buyer demand, but resale listing inventory has plateaued, with monthly home sales somewhat mirroring monthly listings entering the market.

In June 2013 there were 2,448 active single family & attached home listings in Northern Colorado. At the end of June 2014 that number stood at 2,150 – a decline of 13.9%. Sales of single family & attached homes through June 2014 are slightly up, 1.1% compared to through June 2013 (3,836 vs. 3,794).

One of the reasons being postulated for the lack of resale inventory in many market areas, with some factual merit, is the impact mortgage interest rates have on a consumer’s buying power. Many current home owners have mortgage interest rates at less than 3.5%, which makes it financially difficult for them to sell and purchase at a higher interest rate. Adding to the issue, is that home values have increased noticeably over the past eighteen months across most parts of the country.

An ABC news article (July 11, 2014) said the following about the impact of lower mortgage interest rates: “It’s a significant shift from the way the U.S. housing market has worked for the past 30 years. For most of that time, whenever a homeowner decided to trade up to a better home, mortgage rates usually were lower than the last time they bought. That helped make a new purchase seem more attractive.”

The article went on to say: “As a result, many homeowners with low rates are staying put. Others are moving and buying new homes, but keeping their old ones and renting them.”
The traditional thirty year fixed rate mortgage reached a low in November 2012 at 3.30%. In June 2013 that same loan could be had for 4.07%; 4.16% in June 2014 - zero discount points on those rates.

Thirty years ago (June 1984) the rate was 14.42%, with 2.5% in discount points. Each point lowers the interest rate by one-eighth to one one-quarter of a percent. Zero discount points would have equated out to a rate of around 15% in June 1984.

Here we are in mid-summer 2014 with slightly higher mortgage interest rates than were available a year ago (and appreciably higher than nearly two years ago), average home sales values up across all Front Range and Metro Denver markets, and fewer homes for sale.

It doesn’t seem so long ago we could drive down most neighborhood streets and find several for sale signs planted in front yards – a combination of home sellers, bank foreclosures, and short sales. Not so much these days. Things have definitely changed.

Adrienne Aguilar
970-506-2950

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Adrienne Aguilar 
GRI
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Contact Info:
Direct Office: 970-506-2950
Mobile: 970-397-7227
Email: aaguilar@remax.net
 
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