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Jeannine (J'9) Maxwell
970-689-4824
j9@j9soldmine.com
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Jeannine (J'9) Maxwell
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970-689-4824
j9@j9soldmine.com
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Jeannine (J'9) Maxwell, Loveland Office





"Ethical, Knowledgeable, Friendly, Available, Energetic" are just some of the words that my past clients have used to describe me. I'm a Colorado Native, and have been helping people buy and sell homes since 2000. First time Buyer? Yay! Retiring and downsizing? Great. Looking for an investment Opportunity? Can't WAIT to help! Regardless of your Real Estate need, I'm here to help. I TRULY love what I do and I look forward to the opportunity to work with you!!!



Jeannine (J'9) Gibson
970-689-4824

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In This Issue:



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What's Your Home Worth?



Jeannine (J'9) Gibson
970-689-4824


December 2014
5 predictions for the 2015 real estate market
While 2014 has been a great year for the real estate market, especially in comparison to previous years, one always want to keep looking forward. Here in this article from Realtor.com, Frank Nothaft, the chief economist for Freddie Mac, one of the largest mortgage suppliers in the nation, outlines five key predictions that we can expect to see in 2015.
Read the full Realtor.com article Back to Top
Protecting your home from hazardous holiday insurance claims
While the holiday season may be arguably one of the best times of the year, with all of the fun festivities, coupled with cold, harsh weather conditions, it is also one of the most expensive times of year (even without presents). Between the deep fried turkeys and one too many eggnogs, holiday festivities can get out of hand quickly, potentially costing you and your home dearly. And don't forget about what that lovely winter weather can do for road conditions. While you may think that a snow-covered morning is beautiful, it can also mean treacherous traveling conditions. Be sure to stay safe out there this holiday season with these tips from Zillow!
Read the full article on Zillow Back to Top
Northern Colorado Economic Snapshot
Units Listed - Single Family & Attached Dwelling
Area Oct/'14 Oct/'13 % Change
Fort Collins 735 920 -25.2%
Greeley 378 430 -13.8%
Loveland 469 537 -14.5%
Totals 1,582 1,887 -19.3%
YTD* Units Sold - Single Family & Attached Dwelling
Area 2014 2013 % Change
Fort Collins 3,463 3,329 3,9%
Greeley 1,907 1,584 16.9%
Loveland 1,977 1,994 -0.1%
Totals 7,347 6,907 6.0%
Source: Ires, LLC | *YTD represents through the month of October
The days grow shorter. The nights grow longer. We edge toward the end of another year. That sounded a little morbid, didn’t it? All new beginnings must ultimately have an end.

Real estate markets always have a new beginning. When the frigid days of winter give way to the warm days of spring, a renewed optimism in the minds of buyers and sellers begins to blossom. Change is in the air.

It’s like running a marathon. At the starting line (the beginning) there’s a nervous energy prevalent in the participants. Smiles flourish. Good wishes are offered. There’s a loud bang and they’re off. A few hours later (the end) the picture is a little different. A lot of energy has been expended. The participants are tired, but there’s a sense of accomplishment, a sense of purpose. Fulfillment reigns supreme.

When we look at the Northern Colorado real estate market thus far in 2014, from a new beginning to an impending end, we see the various aspects of a marathon.

We started the year with home mortgage interest rates around 4.47% for the traditional thirty-year fixed rate loan. At this writing the rate is about 3.93%. No major hills and valleys to be encountered here as we run along.

Single family home values across Northern Colorado increased on average by about 4.56% when compared to last year ($282,319 vs. $270,005). That’s good stuff. We’re keeping a steady pace, running with the wind at our back.

Home sales across Northern Colorado are up when compared to 2013. Single family sales are up 4.77% (6,070 vs. 5,780). Attached unit sales are up 11.75% (1,277 vs. 1,127). The combined market is up 6% (7,347 vs. 6,907). The sun is shining. No aches and pains. Who said anything about hitting the wall? What wall?

Available inventory continues to be an ongoing issue. New construction has somewhat filled the void with production homes being built across Metro Denver, the outlying communities, and into Northern Colorado. At the end of October/2013 there were 1,887 active single family and attached listings in Northern Colorado. At the end of October/2014 that number was 1,582. We’re on a flat surface now. A gentle breeze carries us along. The miles roll by. The finish line is in sight.

As we race toward the end of the year, we can look back with some degree of pride on what has been accomplished. It’s been a long ten months plus thus far, with a steadfast resolve to help buyers and sellers meet their real estate needs. There have been a few transactions that have gone awry, but many more that went as planned, resulting in satisfied buyers and sellers.

Just beyond the horizon sits a new beginning, awaiting its time and opportunity to spring forward and make its presence known. What lies ahead for it is unknown, but as Ralph Waldo Emerson said: “Life is a journey, not a destination.” Take the time to enjoy the run.





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Jeannine (J'9) Maxwell 
Contact Info:
Direct Office: 970-689-4824
Email: j9@j9soldmine.com
 
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